/* Multi-Family Buying Group — site.css
   Structure: fonts > tokens > base > layout > components > sections > pages > media queries (bottom) */

/* ---------- Fonts (self-hosted) ---------- */
@font-face{font-family:"Barlow Condensed";src:url(/fonts/barlow-condensed-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}
@font-face{font-family:"Barlow Condensed";src:url(/fonts/barlow-condensed-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-400.woff2) format("woff2");font-weight:400;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-600.woff2) format("woff2");font-weight:600;font-style:normal;font-display:swap}
@font-face{font-family:"Public Sans";src:url(/fonts/public-sans-700.woff2) format("woff2");font-weight:700;font-style:normal;font-display:swap}

/* ---------- Tokens ---------- */
:root{
  --navy:#0f2a44;
  --ink:#0a1c2e;
  --gold:#f2b233;
  --gold-hi:#ffc94d;
  --paper:#eef3f7;
  --line:#d5dfe8;
  --text:#16283a;
  --muted:#4f6377;
  --red:#b42318;
  --ok:#1f6b45;
  --display:"Barlow Condensed","Arial Narrow",Arial,sans-serif;
  --body:"Public Sans",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --header-h:72px;
  --radius:6px;
}

/* ---------- Base ---------- */
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth;scroll-padding-top:calc(var(--header-h) + 16px)}
body{margin:0;font-family:var(--body);font-size:1.0625rem;line-height:1.6;color:var(--text);background:#fff}
img{display:block;max-width:100%;height:auto}
a{color:var(--navy);text-underline-offset:.18em}
a:hover{color:#1d4f7e}
h1,h2,h3{font-family:var(--display);font-weight:700;line-height:1.05;color:var(--navy);margin:0 0 .5em;letter-spacing:.005em}
h2{font-size:clamp(2rem,3.4vw,2.75rem)}
h3{font-size:1.5rem;font-weight:600}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em;padding-left:1.25em}
button,input,select,textarea{font:inherit;color:inherit}
:focus-visible{outline:3px solid #2f7fd1;outline-offset:3px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip-link{position:absolute;left:12px;top:-60px;z-index:100;background:var(--gold);color:var(--ink);padding:10px 16px;font-weight:700;border-radius:var(--radius)}
.skip-link:focus{top:12px}
.ico{width:1.1em;height:1.1em;flex:none}
.center{text-align:center}
.nw{white-space:nowrap}
.muted{color:var(--muted)}

/* ---------- Layout ---------- */
.container{width:min(1200px,100% - 48px);margin-inline:auto}
.narrow{max-width:760px}
.narrow-wide{max-width:980px}
.section{padding:clamp(56px,7vw,96px) 0}
.section-paper{background:var(--paper)}
.section-head{max-width:720px;margin:0 auto 40px;text-align:center}
.section-head p{color:var(--muted);font-size:1.125rem;margin:0}
.section-head-left{margin-left:0;text-align:left;max-width:760px}

/* ---------- Buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:.5em;min-height:50px;padding:12px 22px;border-radius:var(--radius);border:2px solid transparent;font-weight:700;font-size:1rem;line-height:1.2;text-decoration:none;text-align:center;cursor:pointer;transition:background-color .15s,border-color .15s,color .15s}
.btn-gold{background:var(--gold);color:var(--ink);border-color:var(--gold)}
.btn-gold:hover{background:var(--gold-hi);border-color:var(--gold-hi);color:var(--ink)}
.btn-outline{border-color:rgba(255,255,255,.7);color:#fff;background:transparent}
.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-outline-dark{border-color:var(--navy);color:var(--navy);background:#fff}
.btn-outline-dark:hover{background:var(--navy);color:#fff}
.btn-ghost{background:transparent;color:var(--navy);border-color:var(--line)}
.btn-ghost:hover{border-color:var(--navy);color:var(--navy)}
.btn-block{width:100%}
.btn[disabled]{opacity:.65;cursor:progress}
.text-link{font-weight:700;color:var(--navy);text-decoration:underline;text-decoration-thickness:2px;text-decoration-color:var(--gold)}

/* ---------- Header ---------- */
.site-header{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}
.header-inner{display:flex;align-items:center;gap:28px;min-height:var(--header-h)}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);flex:none}
.brand-mark{width:40px;height:40px}
.brand-text{display:flex;flex-direction:column;font-family:var(--display);line-height:1;text-transform:none}
.brand-text strong{font-size:1.4rem;font-weight:700;letter-spacing:.01em}
.brand-text span{font-size:.95rem;font-weight:600;color:var(--muted);letter-spacing:.04em}
.site-nav{display:flex;align-items:center;gap:22px;margin-left:auto}
.site-nav>a{font-weight:600;font-size:.95rem;text-decoration:none;color:var(--text);white-space:nowrap;padding:6px 0;border-bottom:2px solid transparent}
.site-nav>a:hover,.site-nav>a[aria-current="page"]{border-bottom-color:var(--gold);color:var(--navy)}
.nav-contact{display:none}
.header-actions{display:flex;align-items:center;gap:18px;flex:none}
.header-phone{display:flex;flex-direction:column;align-items:flex-end;text-decoration:none;color:var(--navy);line-height:1.1;white-space:nowrap}
.header-phone span{font-weight:700;font-size:1.05rem}
.header-phone small{font-size:.78rem;color:var(--muted)}
.header-cta{min-height:44px;padding:10px 18px}
.menu-toggle{display:none;align-items:center;gap:8px;min-height:44px;padding:8px 12px;background:var(--paper);border:0;border-radius:var(--radius);font-weight:700;cursor:pointer}
.bars,.bars::before,.bars::after{display:block;width:20px;height:2px;background:var(--navy);position:relative;transition:transform .2s}
.bars::before,.bars::after{content:"";position:absolute;left:0}
.bars::before{top:-6px}.bars::after{top:6px}
.menu-toggle[aria-expanded="true"] .bars{background:transparent}
.menu-toggle[aria-expanded="true"] .bars::before{transform:translateY(6px) rotate(45deg)}
.menu-toggle[aria-expanded="true"] .bars::after{transform:translateY(-6px) rotate(-45deg)}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--ink);color:#fff;overflow:hidden}
.hero-photo::before{content:"";position:absolute;inset:0 0 0 auto;width:48%;background:url(/images/hero-building.webp) center/cover no-repeat}
.hero-photo::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--ink) 0%,var(--ink) 50%,rgba(10,28,46,.75) 62%,rgba(10,28,46,.25) 100%)}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1fr) minmax(360px,440px);gap:56px;align-items:center;padding:56px 0 64px}
.hero h1{color:#fff;font-size:clamp(2.6rem,5.2vw,4.75rem);line-height:.98;margin:0 0 20px;text-wrap:balance}
.hero .lead{font-size:1.2rem;color:#d7e3ee;max-width:36em;margin-bottom:24px}
.hero-points{list-style:none;padding:0;margin:0 0 24px;display:grid;gap:10px}
.hero-points li{position:relative;padding-left:34px;font-weight:600;font-size:1.08rem}
.hero-points li::before{content:"";position:absolute;left:0;top:.15em;width:22px;height:22px;border-radius:50%;background:var(--gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z' fill='%230a1c2e'/%3E%3C/svg%3E") center/16px no-repeat}
.hero-contact{color:#c5d4e2;margin:0}
.hero-contact a{color:#fff;font-weight:700}
.crumbs{display:flex;flex-wrap:wrap;gap:8px;font-size:.9rem;margin-bottom:18px;color:#a9bdd0}
.crumbs a{color:#d7e3ee}
.page-head .crumbs{color:var(--muted)}
.page-head .crumbs a{color:var(--navy)}

/* ---------- Lead form ---------- */
.lead-form{background:#fff;color:var(--text);border-radius:8px;border-top:6px solid var(--gold);padding:26px 26px 20px;box-shadow:0 24px 60px rgba(0,0,0,.35);scroll-margin-top:calc(var(--header-h) + 16px)}
.form-title{font-size:1.9rem;margin:0 0 4px;color:var(--navy)}
.form-note{font-size:.9rem;color:var(--muted);margin:0 0 14px}
.field{margin-bottom:12px}
.field label,.lead-form legend{display:block;font-weight:600;font-size:.95rem;margin-bottom:5px}
.field input,.field select{display:block;width:100%;min-height:48px;padding:10px 12px;font-size:1rem;border:1px solid #b8c7d5;border-radius:var(--radius);background:#fff}
.field input:focus,.field select:focus{border-color:var(--navy);outline:2px solid rgba(47,127,209,.35);outline-offset:0}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.field-row .field{margin-bottom:12px}
[aria-invalid="true"]{border-color:var(--red)!important}
.field-error{color:var(--red);font-size:.88rem;font-weight:600;margin:6px 0 0}
.form-status{margin:12px 0 0;padding:10px 12px;border-radius:var(--radius);background:#fdecea;color:var(--red);font-weight:600;font-size:.95rem}
.consent{font-size:.78rem;line-height:1.45;color:var(--muted);margin:12px 0 0}
.consent a{color:var(--muted)}
.hp{position:absolute!important;left:-9999px;width:1px;height:1px;overflow:hidden}
.lead-form fieldset{border:0;margin:0;padding:0;min-width:0}
.legend-note{font-weight:400;color:var(--muted)}
.progress{height:6px;background:var(--paper);border-radius:3px;margin:10px 0 6px;overflow:hidden}
.progress span{display:block;height:100%;width:25%;background:var(--navy);transition:width .25s}
.step-count{font-size:.85rem;color:var(--muted);margin:0 0 12px}
.chips{display:grid;gap:8px;margin-bottom:14px}
.chip{display:block;cursor:pointer}
.chip input,.option input{position:absolute;opacity:0;width:1px;height:1px}
.chip span{display:flex;align-items:center;min-height:44px;padding:8px 12px 8px 38px;border:1px solid #b8c7d5;border-radius:var(--radius);font-weight:600;font-size:.95rem;position:relative}
.chip span::before{content:"";position:absolute;left:12px;width:16px;height:16px;border-radius:50%;border:2px solid #7d93a8}
.chip input:checked+span{border-color:var(--navy);background:#f3f7fb;box-shadow:inset 0 0 0 1px var(--navy)}
.chip input:checked+span::before{border:5px solid var(--navy)}
.chip input:focus-visible+span,.option input:focus-visible+span{outline:3px solid #2f7fd1;outline-offset:2px}
.options{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:8px 0 14px}
.option{display:block;cursor:pointer}
.option span{display:flex;align-items:center;min-height:48px;padding:8px 12px;border:1px solid #b8c7d5;border-radius:var(--radius);font-weight:600;font-size:.95rem;line-height:1.25}
.option input:checked+span{border-color:var(--navy);background:var(--navy);color:#fff}
.step-actions{display:flex;gap:10px;margin-top:6px}
.step-actions .btn-gold{flex:1}
/* Steps are only hidden once JS is running; without JS the full form shows and submits normally. */
.js .lead-form[data-steps] .step[hidden]{display:none}
html:not(.js) [data-next],html:not(.js) [data-back],html:not(.js) .progress,html:not(.js) .step-count{display:none}
html:not(.js) .lead-form[data-steps] .step{margin-bottom:18px}

/* ---------- Hooks (three offer paths) ---------- */
.hooks{background:var(--navy);padding:0 0 1px}
.hooks-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.14);border-top:1px solid rgba(255,255,255,.14)}
.hook{display:flex;flex-direction:column;gap:6px;padding:24px 26px;background:var(--navy);color:#fff;text-decoration:none}
.hook strong{font-family:var(--display);font-size:1.45rem;line-height:1.1;font-weight:700}
.hook span{color:#c8d6e3;font-size:.95rem}
.hook:hover{background:#15385a;color:#fff}
.hook:hover strong{text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px}

/* ---------- Trust strip ---------- */
.trust{border-bottom:1px solid var(--line)}
.trust-grid{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:26px 0;margin-block:0}
.trust-grid li{padding-left:16px;border-left:3px solid var(--gold)}
.trust-grid strong{display:block;font-family:var(--display);font-size:1.3rem;color:var(--navy);line-height:1.1}
.trust-grid span{font-size:.92rem;color:var(--muted)}

/* ---------- Notices (signature element: problems posted like notices, marked handled) ---------- */
.notice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.notice{position:relative;background:#fff;border:1px solid var(--line);border-radius:2px;padding:44px 24px 22px;box-shadow:0 1px 0 var(--line),0 10px 24px rgba(15,42,68,.08)}
.notice:nth-child(3n+1){transform:rotate(-.6deg)}
.notice:nth-child(3n+3){transform:rotate(.5deg)}
.notice::before{content:"";position:absolute;top:-7px;left:50%;width:14px;height:14px;margin-left:-7px;border-radius:50%;background:var(--red);box-shadow:0 2px 3px rgba(0,0,0,.25)}
.notice-tab{position:absolute;top:14px;left:24px;font-size:.78rem;font-weight:700;color:var(--red);letter-spacing:.04em;border:1.5px solid var(--red);padding:1px 8px;border-radius:2px}
.notice h3{font-size:1.65rem;margin-bottom:10px}
.notice ul{list-style:none;padding:0;margin:0 0 16px;color:var(--muted)}
.notice li{padding:6px 0;border-bottom:1px dashed var(--line)}
.notice-fix{display:flex;align-items:center;gap:12px;font-weight:700;color:var(--navy);margin-bottom:10px}
.stamp{flex:none;font-family:var(--display);font-weight:700;font-size:1rem;letter-spacing:.06em;color:var(--ok);border:2.5px solid var(--ok);border-radius:4px;padding:2px 8px;transform:rotate(-8deg)}

/* ---------- Cards ---------- */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card-grid-4{grid-template-columns:repeat(4,1fr)}
.card-grid-2{grid-template-columns:repeat(2,1fr)}
.card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:8px;overflow:hidden;text-decoration:none;color:var(--text)}
.card:hover{border-color:var(--navy);color:var(--text)}
.card img{aspect-ratio:760/375;object-fit:cover;width:100%}
.card-body{display:flex;flex-direction:column;gap:6px;padding:20px 22px 22px;flex:1}
.card-body strong{font-family:var(--display);font-size:1.5rem;color:var(--navy);line-height:1.1}
.card-body>span:not(.text-link){color:var(--muted)}
.card-body .text-link{margin-top:auto;padding-top:8px}
.card:not(.card-photo){border-top:4px solid var(--gold)}

/* ---------- Checks list ---------- */
.checks{list-style:none;padding:0;margin:0 0 1.25em;display:grid;gap:8px}
.checks li{position:relative;padding-left:30px}
.checks li::before{content:"";position:absolute;left:0;top:.3em;width:18px;height:18px;border-radius:3px;background:var(--navy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'%3E%3Cpath d='M9 16.2 4.8 12l-1.4 1.4L9 19 21 7l-1.4-1.4z' fill='%23f2b233'/%3E%3C/svg%3E") center/14px no-repeat}
.checks-2{grid-template-columns:1fr 1fr;column-gap:24px}

/* ---------- Split ---------- */
.split{display:grid;grid-template-columns:1.1fr .9fr;gap:56px;align-items:center}
.split .big{font-size:1.25rem;color:var(--muted)}
.split-figure,.prose-figure{margin:0}
.split-figure img{border-radius:8px;width:100%;aspect-ratio:4/3;object-fit:cover}

/* ---------- Steps ---------- */
.steps{list-style:none;padding:0;margin:0 0 36px;display:grid;grid-template-columns:repeat(3,1fr);gap:28px;counter-reset:step}
.steps li{counter-increment:step;position:relative;padding-top:64px}
.steps li::before{content:counter(step);position:absolute;top:0;left:0;width:48px;height:48px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:var(--gold);font-family:var(--display);font-size:1.6rem;font-weight:700}
.steps h3{margin-bottom:6px}
.steps p{color:var(--muted);margin:0}
.steps-vertical{grid-template-columns:1fr;gap:22px}
.steps-vertical li{padding:0 0 0 66px;min-height:48px}

/* ---------- Compare table ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px}
.compare{width:100%;border-collapse:collapse;min-width:560px}
.compare th,.compare td{padding:14px 18px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
.compare thead th{font-family:var(--display);font-size:1.3rem;color:var(--navy);background:var(--paper)}
.compare thead th:nth-child(2){background:var(--navy);color:#fff}
.compare tbody th{font-weight:700;width:28%}
.compare td:nth-child(2){font-weight:600;background:#f7fafc}
.compare tr:last-child>*{border-bottom:0}

/* ---------- FAQ ---------- */
.faq-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px}
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;padding:18px 0;font-weight:700;font-size:1.08rem;color:var(--navy)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"+";font-family:var(--display);font-size:1.6rem;line-height:1;color:var(--navy)}
.faq-list details[open] summary::after{content:"\2212"}
.faq-list details p{margin:0 0 18px;color:var(--muted)}

/* ---------- Article pages ---------- */
.article-grid{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}
.prose{max-width:720px}
.prose h2{margin-top:1.4em;font-size:clamp(1.9rem,3vw,2.4rem)}
.prose h2:first-child,.prose figure+h2{margin-top:0}
.prose h3{margin-top:1.1em}
.prose-figure{margin-bottom:32px}
.prose-figure img{border-radius:8px}
.prose-cta{margin-top:28px}
.side-card{position:sticky;top:calc(var(--header-h) + 24px);background:var(--paper);border-radius:8px;padding:24px;display:grid;gap:10px}
.side-card h2{font-size:1.8rem;margin:0}
.side-card p{margin:0 0 6px;color:var(--muted)}
.side-links{list-style:none;padding:12px 0 0;margin:6px 0 0;border-top:1px solid var(--line);display:grid;gap:8px}
.side-links a{font-weight:600}
.legal h2{font-size:1.8rem;margin-top:1.4em}
.legal h3{font-size:1.3rem}
.legal ul{padding-left:1.2em}
.page-head{background:var(--paper);padding:48px 0 32px;border-bottom:1px solid var(--line)}
.page-head h1{font-size:clamp(2.5rem,5vw,3.75rem);margin-bottom:8px}
.area-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.area-grid h2{font-size:1.9rem}
.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.contact-card{border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:8px;padding:24px}
.contact-card h2{font-size:1.8rem}
.contact-card p{color:var(--muted)}
.contact-card .btn{word-break:break-all}

/* ---------- Closing band ---------- */
.closing{background:var(--navy);color:#fff;padding:clamp(56px,7vw,88px) 0;text-align:center}
.closing h2{color:#fff;font-size:clamp(2.25rem,4.5vw,3.5rem)}
.closing>div>p{color:#c8d6e3;font-size:1.15rem}
.closing-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;margin:26px 0}
.closing-phone{display:flex;flex-wrap:wrap;justify-content:center;gap:28px;margin:0}
.closing-phone a{display:inline-flex;align-items:center;gap:8px;color:#fff;font-weight:700;font-size:1.1rem}

/* ---------- Confirmation / 404 ---------- */
.confirm{background:#fff;border:1px solid var(--line);border-radius:10px;padding:clamp(28px,5vw,56px)}
.confirm h1{font-size:clamp(2.4rem,5vw,3.5rem)}
.confirm h2{font-size:1.8rem;margin-top:1em}
.lead-dark{font-size:1.15rem;color:var(--muted)}
.confirm-mark{width:64px;height:64px;border-radius:50%;background:#e3f1e9;color:var(--ok);display:grid;place-items:center;margin-bottom:18px}
.confirm-mark svg{width:36px;height:36px}
.confirm-actions,.link-list{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0}
.link-list a{padding:8px 14px;border:1px solid var(--line);border-radius:var(--radius);text-decoration:none;font-weight:600}

/* ---------- Footer ---------- */
.site-footer{background:var(--ink);color:#b9c9d8;padding:56px 0 24px;font-size:.95rem}
.site-footer a{color:#dbe6ef;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.footer-grid{display:grid;grid-template-columns:1.6fr repeat(4,1fr);gap:32px}
.footer-grid>div:not(.footer-brand){display:flex;flex-direction:column;gap:8px}
.footer-title{font-size:1.25rem;color:#fff;margin:0 0 6px}
.brand-light{color:#fff}
.brand-light .brand-text span{color:#9fb4c8}
.footer-brand p{margin:14px 0 0}
.footer-contact{display:flex;flex-direction:column;gap:6px}
.footer-contact a{display:inline-flex;align-items:center;gap:8px;font-weight:700}
.footer-legal{border-top:1px solid rgba(255,255,255,.14);margin-top:40px;padding-top:20px;font-size:.85rem;color:#93a8bc}
.footer-legal p{margin:0 0 6px;max-width:900px}

/* ---------- Mobile contact bar ---------- */
.mobile-bar{display:none}

/* =====================================================================
   Media queries (all responsive rules live here)
   ===================================================================== */
@media (max-width:1239px){
  .menu-toggle{display:inline-flex}
  .site-nav{display:none;position:absolute;top:100%;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;margin:0;padding:8px 24px 20px;background:#fff;border-bottom:1px solid var(--line);box-shadow:0 18px 30px rgba(10,28,46,.15);max-height:calc(100vh - var(--header-h));overflow-y:auto}
  .site-nav.is-open{display:flex}
  .site-nav>a{padding:14px 0;font-size:1.05rem;border-bottom:1px solid var(--line)}
  .site-nav>a:hover,.site-nav>a[aria-current="page"]{border-bottom-color:var(--line);color:var(--navy);text-decoration:underline;text-decoration-color:var(--gold);text-decoration-thickness:2px}
  .nav-contact{display:grid;grid-template-columns:1fr 1fr;gap:10px;padding-top:16px}
  .header-actions{margin-left:auto}
  .footer-grid{grid-template-columns:repeat(4,1fr)}
  .footer-brand{grid-column:1/-1}
}
@media (max-width:1024px){
  .hero-grid{grid-template-columns:minmax(0,1fr) minmax(340px,400px);gap:36px}
  .card-grid-4{grid-template-columns:repeat(2,1fr)}
  .notice-grid{grid-template-columns:repeat(2,1fr)}
  .article-grid{grid-template-columns:1fr}
  .side-card{position:static;max-width:520px}
  .faq-grid{grid-template-columns:1fr;gap:16px}
  .area-grid,.contact-grid{grid-template-columns:1fr}
}
@media (max-width:980px){
  .hero-photo::before,.hero-photo::after{display:none}
  .hero-grid{grid-template-columns:1fr;padding:40px 0 48px}
  .hero-form{max-width:560px}
  .hooks-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:repeat(2,1fr)}
  .split{grid-template-columns:1fr;gap:32px}
  .steps{grid-template-columns:1fr}
  .card-grid{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:800px){
  .header-phone,.header-cta{display:none}
  .mobile-bar{display:grid;grid-template-columns:1fr 1fr 1.4fr;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:45;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(10,28,46,.12);padding:8px 10px calc(8px + env(safe-area-inset-bottom))}
  .mobile-bar a{display:flex;align-items:center;justify-content:center;gap:6px;min-height:48px;border-radius:var(--radius);background:var(--paper);color:var(--navy);font-weight:700;text-decoration:none}
  .mobile-bar .mobile-bar-cta{background:var(--gold);color:var(--ink)}
  body{padding-bottom:72px}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media (max-width:600px){
  .container{width:min(1200px,100% - 32px)}
  .brand-mark{width:34px;height:34px}
  .brand-text strong{font-size:1.2rem}
  .brand-text span{font-size:.82rem}
  .menu-label{display:none}
  .hero .lead{font-size:1.05rem}
  .lead-form{padding:22px 18px 18px}
  .field-row{grid-template-columns:1fr;gap:0}
  .options{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr;gap:14px;padding:22px 0}
  .card-grid,.card-grid-4,.card-grid-2,.notice-grid{grid-template-columns:1fr}
  .notice:nth-child(n){transform:none}
  .checks-2{grid-template-columns:1fr}
  .nav-contact{grid-template-columns:1fr}
  .closing-actions .btn{width:100%}
  .footer-grid{grid-template-columns:1fr}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition:none!important;animation:none!important}
}
@media print{
  .site-header,.mobile-bar,.hooks,.lead-form,.closing{display:none}
}